Rather interesting Ruthwell facts
Did you know that the Savings Bank in Ruthwell when opened in 1810 was the world’s first commercial savings bank? It was founded by the local minister, Henry Duncan. Accounts depositing at least four shillings a year, and keeping the money in for three years or more, earned interest of five per cent (but interest was paid only on whole pounds – there’s always small print isn’t there?). The bank closed long ago, but is maintained as a museum.